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Parents and children often face the challenges of money. Common topics include setting pocket money, learning to save, and deciding to buy expensive things. The goal of most parents is to teach their kids how to deal with money wisely. The goal of most kids is getting money to spend. How can families achieve these goals?

The Tidier family in Denver found the best way to teach about money was to let their kids make some money. Their son, Ryan, 17, has been watering in the garden since he was 8. He owned his own tools with the help of his parents. Now he has saved $7,800. Besides, he bought a bike and a wonderful sound system. And he is going to buy a car next year.

Money skills are an important part of becoming a successful adult. David Brady manages a company toward children and young adults. “They shouldn’t be always thinking of spending money.” Brady warns. Instead, they should understand basic rules for making money, saving money, and managing money.

That knowledge is greatly needed. Over the past ten years, most Americans aged 18 to 24 borrowed nearly $3,000 on credit card(信用卡). Among high school seniors, four out of five have never taken a class about money.

Giselle Lopez, of New York City, learned the hard way. So far, she has owed(欠)$2,000 on her first credit card. Her parents refused to pay, so Giselle got a job. Then she paid the money off slowly by herself. “Now every time I use money, I know that it comes from my own pocket,” Giselle says. “That gives me a sense of responsibility for my actions.” Different kids will have different styles when it comes to money. Teaching them how to use money doesn’t have to mean setting strict rules. When children like Ryan and Giselle have their own money to consider, they can learn to set those rules themselves.

【小题1】What is the goal of most parents about money?
A.To set kids’ pocket money.
B.To get money to spend.
C.To save some money.
D.To teach kids how to use money wisely.
【小题2】What did Ryan buy with his own money?
A.A car.B.A bike.C.Watering tools.D.A company.
【小题3】How much money did Giselle borrow on her first credit card?
A.$2,000.B.$3,000.C.$7,800.D.We don’t know.
【小题4】Which of the following is TRUE according to the writer?
A.Most American high school students have some knowledge about money.
B.Young people shouldn’t be always thinking of spending money.
C.Children will set rules for themselves about money.
D.Children shouldn’t have rules for themselves about money.
23-24九年级上·广东广州·期中
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I first began experiencing worries and depression(沮丧)at the age of 14, after being bullied(欺凌)at school for years. While at first worries and depression would come and go, it finally became a part of my life.

In order to solve the problem, I tried everything from when I was in college to graduate school: mood-changing medicine, special teas, things I read about in books, and advice given by doctors. Sadly, I didn't feel any better.

But one afternoon, I saw an article in a magazine. It talked about how dogs were able to help people with worries and depression. The next day, I decided to get a dog – a corgi(柯基犬).

When I brought my little corgi, Buddy, home, I didn't realize how much he would change my life. It didn't happen right away, however.

Once the "puppy excitement" went away, my worries and depression came back as usual. One morning, I woke up with those familiar feelings again. I didn't want to get out of bed. I turned to pull the covers back over my head and give up.   That's when I saw Buddy.

Buddy started jumping all over me, licking(舔)my face, letting me know that it was time to go outside. It was as if he were saying, "There's no time to be sad, the world is amazing!" And for the first time in my life, on a day when my worries and depression were strong, I got out of bed.   I put on my winter clothes and went for a walk in the snow with my new friend. I realized at that moment, walking down the street in winter, my life was changing. I really was a new person.   This was my new beginning.

It's been more than a year since that day, and I've never spent another morning unable to get out of bed. I've not cried myself to sleep or spent my days stuck with fear and sadness. Sure, I still have days when I feel sad or worried. But with Buddy by my side, I've finally learned how to manage these feelings.

【小题1】According to the first two paragraphs, the writer   ________ .
A.liked to fight with others for years
B.began to feel worried and depressed in college
C.felt less worried after taking medicine
D.tried many ways to fight against depression but failed
【小题2】How did the writer know having a dog might help with her worries and depression?
A.A doctor recommended it to her.B.She read it in an article by chance.
C.She heard it from some other patients.D.She found it out by herself.
【小题3】How does the writer feel in the last paragraph?
A.Hopeful.B.Worried.C.Uncertain.D.Sad.

“I hate school, and I’m not going back!” Have you ever had that thought? Lots of kids have had. Usually this feeling doesn’t last long. But what if you feel this way too much?

A kid who feels stressed about school might have headaches or stomachaches. Having trouble sleeping is also a sign of stress. And if you’re not getting enough sleep, you probably feel tired during the day. Feeling tired can make your school day even worse.

Sometimes it’s a problem with your classes and schoolwork. Maybe the work is too easy and you get bored. Or maybe the work is too hard, or you don’t feel as clever as the other kids. You may be getting farther and farther behind, and feel that you will never catch up with others. Only when you know why you don’t like school can you start taking steps to make things better.

It’s a good idea to talk to someone about your problems at school. Your mom, dad, friends, teachers, or even classmates will be able to help you.

Another good idea is to write down your feelings about school. For example, keep a diary or just write in a notebook. It’s a great way to let out bad feelings.

The next time you find yourself disliking school, this will also help you: Make a list of everything you dislike or enjoy—even there is only one thing. See what you can change on “don’t like” list. Concentrate on what you can change and you might be able to put the good feeling back in school!

【小题1】Paragraph 2 mainly tells us the ________ of school stress.
A.examplesB.signsC.dangersD.causes
【小题2】________ will not cause a problem with schoolwork.
A.Pretty easy workB.Really hard work
C.Very poor gradesD.Quite enough sleep
【小题3】The underline word “this” refers to ________.
A.talk to someoneB.write down feelings
C.make a listD.get enough sleep
【小题4】This passage is mainly written for ________.
A.studentsB.parentsC.teachersD.doctors

Teenagers are going to have lessons on how to sleep. Materials to teach teenagers how to get enough sleep will be offered to schools across Scotland by the charity Sleep Scotland. The purpose is to help people realize the importance of sleep for young people’s physical and emotional (情绪的) health.

The charity Sleep Scotland said watching TV and using computers and mobile phones at night could stop teenagers from getting the nine hours of sleep they need. It also offers a sleep advising service, saying getting enough sleep can improve grades and physical health. However, less sleep can result in being heavy and a greater risk of feeling worried and hopeless.

The charity Sleep Scotland hopes to educate young people about why they need a full night’s sleep and how to develop good sleeping habits. Most students find it very difficult to get up in the morning and pay attention to their study. Sleep is most surely a problem.

Research shows that sleep time for teenagers around the world has got down in the past 10 to 20 years. A report by the charity Sleep Scotland said young people often believed they could make up for (弥补) sleep time during the week by sleeping late at weekends. However, by sleeping late at weekends, they would actually have to experience a change in their body clocks, which would be harmful to their study on Monday mornings.

【小题1】The first two paragraphs tell us that in Scotland ________.
A.all teenagers have nine hours of sleepB.teenagers can’t sleep well at night
C.schools haven’t had any lessons on sleep beforeD.many people feel sad and hopeless
【小题2】What does the underlined word “It” in the passage refer to (指)?
A.The sleep.B.The charity Sleep Scotland.
C.The Scottish government.D.The Health Centre.
【小题3】According to the charity Sleep Scotland, ________.
A.it’s not important for teenagers to have enough sleep
B.students can still pay attention to study easily without good sleeping habits
C.it’s helpful to sleep more at weekends
D.less sleep may make teenagers heavy
【小题4】The passage can be read in the part of ________ in a newspaper.
A.cultureB.healthC.sportsD.business

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