A man was looking for things of old times. One day he came to a village and found a blue bowl which looked very old. The bowl was on the ground and a cat was drinking milk from it. A farmer, the owner of the cat, was lying beside the bowl. In order not to draw the farmer’s attention to the value of the bowl. The man said to him in a soft voice,” What a nice cat you have! Won’t you sell it to me?’’

“How much would you give me for it? ” the farmer opened his eyes and asked.

“ Twenty dollars. Would it be enough?”

A few minutes later, the farmer agreed. After he paid the farmer, the man said, “ My cat will certainly feel thirsty. May I take the bowl so that the cat can have milk?” But the farmer said, “ I’m sorry I can’t give it to you. Thanks to the bowl, I have already sold twenty cats.”

Some people learn a second language easily. Others have trouble learning a new language. How can you help yourself learn a new language, such as English? There are several ways to make learning English a little easier and more interesting.

The first step is to feel positive about learning English. If you believe that you can learn, you will learn. Be patient. You do not have to understand everything all at once. It is natural to make mistakes when you learn something new. We can learn from our mistakes. In other words, do not worry about taking risks.

The second step is to practice your English. For example, write a diary every day. You will get used to writing it in English, and you will feel comfortable expressing your ideas in English. Several weeks later, you will see that your writing is improving. In addition, you must speak English every day. You can practice with your classmates outside class. You will make mistakes, but gradually you will become comfortable communicating in English.

The third step is to keep a record of your language learning. You can write this in your journal. After each class, think about what you did. Did you answer a question correctly? Did you understand something the teacher explained? Perhaps the lesson was difficult, but you tried to understand it.

You must be positive about learning English and believe that you can do it. It is important to practice every day and make a record of your achievements. You will enjoy learning English, and you will feel more confident in yourself.

Many children first learn the value of money by receiving an allowance （pocket money）.The purpose is to let children learn from experiences at an age when financial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family Timing is another consideration .Some children get a weekly allowance Others get a monthly allowance

In any case，parents should make clear what，if anything，the child is expected to pay for with the money.At first, young children may spend all of their allowance soon after they receive it If they do this they will learn the hard way that spending must be done within a budget.Parents are usually advised not to offer more money until the next allowance.

The object is to show young people that a budget demands a choice between spending and saving Older children may be responsible enough to save money for larger costs，like clothing or electronics.Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home .These jobs are a normal part of family life.

Paying children to do extra work around the house，however，can be useful.It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money.They can share it in the form of gifts or giving to a good cause.They can spend it by buying things they want.Or they can save it.

Saving helps children understand that costly goals require sacrifice.You have to cut costs and plan for the future. Requiting children to save part of their allowances can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance.

A savings account is an excellent way to learn about the power of compound interest.

Compounding works by paying interest on interest.So，for example，one dollar invested at two percent interest for two years will earn two cents in the first year.The second year，the money will earn two percent of one dollar and two cents，and so on. That may not seem like a lot.But over time it adds up.