The release of GPT-4, the latest language model developed by Open AI, has raised concerns about its potential impact on the job market. In the finance industry, fears around AI disruption are particularly severe, as many jobs involve the processing of data that could easily be done by machines.

This has prompted questions about what it means for the CFA Institute, which offers chartered financial analyst qualifications to humans who pay a considerable fee to take the exams. If an AI algorithm (算法) can pass the CFA exam, it could threaten the CFA Institute’s revenue (收入) model and potentially affect several hundred thousand bank employees.

However, recent experiments have shown that GPT-4 is not yet capable of passing the CFA exam. The simulation scored only 8 out of a possible 24 points, demonstrating that faking logical thought is very different from fake reasoning through the application of arbitrary rules and definitions. Humans still retain an upper hand in this area.

The CFA exam relies heavily on memorization and pattern matching, rather than processing the meaning of each question. This has allowed humans to continue to excel at the exam compared to machines that rely on algorithms and logical deductions (推理).

While the development of advanced AI may pose a threat to some industries, including finance, it appears that in the case of CFA accreditation, humans still have the upper hand. For now, those working in financial regulations and those responsible for setting exams in this field can breathe a small sigh of relief knowing their jobs are safe — at least for a little while longer.

In conclusion, the release of GPT-4 has sparked concerns about its potential to disturb the job market, especially in finance. However, experiments have demonstrated that AI still has limitations, particularly in areas requiring fake reasoning through memorized answers. While this news may reassure those in the finance industry, there is no denying that AI technology continues to transform many aspects of work and life.

One of my favorite posters says, “Life is a test. It is only a test. Had this been a real life, you would have been instructed where to go and what to do.” Whenever I think of this humorous bit of wisdom, it reminds me not to take my life so seriously.

When you look at life and its many challenges as a test, or series of tests, you begin to see each issue you face as an opportunity to grow, a chance to discover more about life. Whether you’re being bombarded(轰炸) with problems, responsibilities, even insurmountable(不能超越的) difficulties, when looked at as a test, you always have a chance to succeed, in the sense of rising above that which is challenging you. If, on the other hand, you see each new issue you face as a serious battle that must be won in order to survive, you’re probably in a very rocky journey. The only time you’re likely to be happy is when everything is working out just right. And we all know how often that happens.

As an experiment, see if you can apply this idea to something you are forced to deal with. Perhaps you have much pressure from your parents or you have a demanding boss. See if you can redefine the issue you face from being a “problem” to being a test. Rather than struggling with your issue, see if there is something you can learn from it. Ask yourself, “Why is this an issue in my life? What would it mean and what would be involved to rise above it? Could I possibly look at this issue any differently? Can I see it as a test of some kind?”

If you give this strategy(策略) a try you may be surprised at your changed responses. It has become far more acceptable to me to accept things as they are.

Modern research on body language — often called nonverbal behavior — began in the 1960s and 1970s with studies that aimed to demonstrate the universality (普遍性) of facial expressions of emotion. That work was inspired, in part, by Charles Darwin’s study “The Expression of the Emotions in Man and Animals (1872).” But it had received little attention for around a century, according to nonverbal communication expert David Matsumoto.

Then modern researchers examined how the brain reacts to facial expressions, and how babies copy facial and hand gestures. And scientists have also realized the complexity (复杂性) of body language.

Much research has suggested that body language is often hard to interpret, or understand. But for years some advisers and experts have been using their knowledge in many practical (实际的) areas.

“I help people influence and persuade others around how trustworthy and credible (可信的) their message is by helping them with their specific nonverbal communication,” said Mark Bowden. He is the author of “Winning Body Language”, a guide for readers including business people and famous people. He focuses on where a person faces their body and how much space they take up, as well as their gestures.

Some experts also say they can use those signals to interpret hidden emotions. Joe Navarro is the author of “What Every Body Is Saying.” It is a book about reading a person’s mind from their nonverbal behavior. It’s easy to spot a speaker’s lip movements when he faces a question he doesn’t like, Joe said.

While the work of these experts attracts large audiences, many scientists are unsure whether their methods are reliable. “Our facial expressions show certain types of emotional states,” Matsumoto said. So do some body movements. But “people do all kinds of things with their bodies,” he said. Your raised eyebrow (眉毛) could express doubt — but it might also signal discomfort or surprise. The same hand gesture could mean different things in different cultures, he said.