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Directions: Read the following passage. Summarize the main idea and the main point(s) of the passage in no more than 60 words. Use your own words as far as possible.

Is Student-loan Forgiveness Unforgivable?

Roughly 45 million Americans currently hold $1.6 trillion in student debt, with the average student-loan receiver owing between $20,000 and $25,000, according to the Federal Reserve. Among those actively making payments on their debt, the average monthly installment is between $200 and $300. And with 5.3 million more people unemployed than in February, right before the U.S. fell into the economic depression caused by pandemic (流行病), some people say that student-debt forgiveness could be beneficial to the economy.

“Student-debt cancellation feels like one of the most accessible executive actions to stimulate the economy at the moment,” says Suzanne Kahn, director of the Education. Kahn says the move would also help close the wealth gap between white Americans and people of color. Some 90% of Black students and 72% of Latino students take out loans for college versus just 66% of white students, according to an analysis from the Consumer Financial Protection Bureau.

But others argue that sweeping student-loan forgiveness doesn’t help the people who need aid most. Americans with college degrees, as a whole, have been less influenced by the economic effects of COVID-19 than their non-college-educated counterparts. Besides, they raise concerns that if the government wipes out current student loans, future college students may have a motivator to take on debts, hoping they will also be forgiven. Colleges may in turn tend to raise their prices further.

What’s clear, according to the both sides of the aisle (过道), is that economic crises worsen the problem of student debt. The last time the U.S. dipped into a recession, state governments cut their investments in colleges and universities—which, in turn, raised their tuition prices and forced students to take on ever larger loans.

In recent weeks, the government has walked a fine line on the issue, offering support for a bill calling for $10,000 worth of student-loan forgiveness but turning down anything close to a plan to issue $50,000 per borrower through executive action.

That’s not sustainable in the long run. It remains to be seen if the government can arrive at a political solution that is.


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2021·上海虹口·一模
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A new, first-of-its-kind study examines the connection between teacher burnout and students’ stress levels. Researchers from the University of British Columbia collected saliva (唾液) samples from over 400 elementary school children, grades four to seven, at 17 public schools. Cortisol (皮质醇) levels were then assessed from the samples as the hormone is commonly used as a biological indicator of stress. Correspondingly, teacher burnout was determined through survey results.

Investigators found that in classrooms in which teachers experienced more burnout, or feelings of emotional exhaustion, students’ cortisol levels were elevated (提升). Higher cortisol levels in elementary school children have been linked to learning difficulties as well as mental health problems. The study appears in the journal Social Science & Medicine. “This suggests that stress contagion (蔓延) might be taking place in the classroom among students and their teachers,” said Eva Oberle, Ph.D., the study’s lead author.

Indeed, the relationship between student stress and teacher burnout is a chicken and egg question. “It is unknown what came first, elevated cortisol or teacher burnout. We consider the connection between student and teacher stress a cyclical problem in the classroom.” Oberle said a stressful classroom climate could be a result of inadequate support for teachers, which may impact teachers’ ability to effectively manage their students. A poorly managed classroom can contribute to students’ needs not being met and increasing stress. This could be reflected in elevated cortisol levels in students.

Alternatively, stress could originate from students, who may be more challenging to teach because of increases in anxiety, behavioral problems, or special needs. In this case, teachers could feel overwhelmed and report higher levels of burnout.

“Our study is a reminder of the systemic issues facing teachers and educators as classroom sizes increase and supports for teachers are cut,” said Oberle. “It is clear from a number of recent research studies that teaching is one of the most stressful professions, and that teachers need adequate resources and support in their jobs in order to battle burnout and relieve stress in the classroom,” said University of British Columbia education professor Kimberly Schonert Reichl, Ph.D., the study’s co-author. “If we do not support teachers, we risk the damage of students.”


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